News On Japan

Cashless Payments In Japan: Which Ones Can You Use?

Nov 12 (News On Japan) - If you are planning a trip to Japan, it is probably a good idea to take a look at some of the best cashless payment options.

Why? Well, Japan is a country where carrying cash is losing its popularity. In fact, there are certain places where you cannot pay with cash.

This means that you should either have a credit/debit card, eWallet, or another option to pay. Fortunately, since we live in a digital age, there are plenty of options allowing you to make contactless payments without carrying cash.

Plus, you cannot carry a lot of cash as a tourist, and you might not feel comfortable, which is why cashless payments are the best option. But are traditional credit/debit cards the best option or is there a better alternative?

So, Why is Japan Going Cashless?

Japan is probably the leading country that aims to go cashless, but why? Well, first of all, it is easier to track online or credit card transactions, and it is a more convenient process. Japan officials argue that by streamlining the payment process, they will boost consumer spending and reduce the unnecessary costs of handling cash.

We also have to say that the Tokyo 2020 Olympics and the COVID-19 pandemic accelerated this cashless movement, and now the country is going all in!

Cashless Payment Methods You Can Use in Japan

Let’s break down the main types of cashless payments available in Japan, from familiar credit cards to more Japan-specific options.

1. IC Cards (Transit Cards)

Japanese have come to a solution for cashless payments, especially for tourists who are not prepared for such a transition. These are rechargeable cards (IC cards) that can be used to conveniently pay for many things such as public transport, vending machines, and many other things.

We have cards like Suica and Pasmo, that will allow you to pay anywhere you like as long as we are talking about small transactions. After all, nobody would use IC card to buy a Rolex, right?

So, how can you get an IC card?

Well, this card can be purchased at most train stations for a ¥500 deposit. When it comes to topping up your balance, you can do that at a train station, convenience store, or through a smartphone app.

These cards are usually accepted everywhere, from public transport to convenience stores, vending machines, and more.

2. Digital Wallets (Apple Pay & Google Pay)

If you’re glued to your smartphone, digital wallets like Apple Pay and Google Pay are available in Japan. There are also companies like Genome that allow you to get a Google Pay virtual card, making it easy to pay for everything only by tapping your phone.

  • How It Works: Add your credit/debit card information and open up a digital wallet.
  • Limitations: You’ll need to specify the payment method at some stores, as not all shops are fluent in digital wallet usage, but this is changing.

Both options work smoothly in Japan, but you may need a Japanese credit card or a compatible IC card for full functionality.

3. QR Code Payment Apps (PayPay, Line Pay, Rakuten Pay)

QR code payment apps are popular with locals, and some of the major ones include PayPay, Line Pay, and Rakuten Pay.

  • PayPay: One of the most widely used, PayPay lets you link a bank account or top up via ATMs. It’s accepted almost everywhere and frequently offers rewards. Note: A Japanese phone number is usually required for setup.
  • Line Pay: Integrated into Japan’s favorite messaging app, Line, this option is popular for quick transactions among friends or at participating stores. It’s handy but requires a Line account, which most people in Japan have.
  • Rakuten Pay: Tied to the massive e-commerce platform, Rakuten, this app allows you to earn Rakuten points with each purchase – great if you’re a frequent shopper.

These apps are convenient but require a Japanese phone number, which might be tricky for visitors. However, they offer excellent discounts and cashback offers, so they’re worth using if you’re staying long-term.

4. Credit and Debit Cards

Yes, Japan does accept credit and debit cards, but this method might still be less widespread than you’d expect in places like the U.S. or Europe.

  • Where You Can Use Them: Major cities, department stores, and chain restaurants usually accept international credit cards. However, smaller shops, especially in rural areas, may still be cash-only.
  • Visa, Mastercard, and JCB: Widely accepted in urban centers. American Express might be a little less common but can be used at major tourist spots.

As always, carry a bit of cash for backup, since some places might still be cash-preferred.

Common Questions About Cashless Payments in Japan

Q: Can I go completely cashless in Japan?
A: Not quite yet. While big cities and chain stores are well-equipped for cashless payments, Japan is still a cash-centric society, especially in smaller towns or for things like public transport in rural areas.

Q: Are there perks to using cashless payments in Japan?
A: Absolutely! Many mobile payment platforms offer perks like points, cashback, and even discounts. PayPay and Rakuten Pay, for example, often run promotional campaigns where users can earn rewards for frequent use.

Q: Is there a learning curve with cashless systems in Japan?
A: Honestly, not much! QR code payments might feel new, but they’re very straightforward. IC cards are about as easy as it gets—just tap and go!

News On Japan
POPULAR NEWS

EF Education First, a global education organization, published this year’s English Proficiency Index on Wednesday, ranking nations worldwide. Japan’s ranking stood at 92nd among 116 countries and regions, continuing a 14-year trend of record lows.

Ginzan Hot Springs in Yamagata, known for its Taisho-era charm, is now at peak season for autumn foliage. While this secluded onsen town is a well-known destination in the Tohoku region, an influx of foreign tourists has led local officials to implement restrictions on day visitors starting next month.

Japan's Ministry of Health, Labour and Welfare has announced plans to allow the sale of over-the-counter drugs at convenience stores without on-site pharmacists.

Japan's Ministry of Health, Labour and Welfare's advisory panel has outlined a proposal for amending the law to prohibit working more than 14 consecutive days. Under the current system, workers can technically work up to 48 days in a row through a system known as 'four-day-off-per-four-weeks,' while labor agreements also allow for holiday work, meaning there are no effective restrictions on consecutive workdays.

Manhole covers featuring characters from Riyoko Ikeda’s popular manga The Rose of Versailles were unveiled on November 11th at three locations within Kashiwa City, Chiba Prefecture.

MEDIA CHANNELS
         

MORE Web3 NEWS

Voice actors and others in Japan's entertainment industry have called for creating rules on the use of voices generated by artificial intelligence. (NHK)

At NVIDIA AI Summit Japan 2024, we pay homage to our 30-year friendship with Japan—one that saved our company, helped us ignite the era of accelerated computing for science, and continues with the next wave of AI. (NVIDIA)

The head of US semiconductor giant Nvidia has indicated that his company will accelerate cooperation with major Japanese cell phone carrier SoftBank. The two firms have been developing technologies for AI data processing using cellular base stations, rather than data centers. (NHK)

The evolution of virtual currency has transformed global financial landscapes, creating vast opportunities for international transactions and connecting economies worldwide.

2023年には、フィッシング対策協議会に報告されたフィッシング事件が約120万件に上り、19,033件のサイバー詐欺が前年から8.3%増加しました。

AIに架空の料理は厳しかったらしい (きびまら)

In recent years, Formula 1 has seen increasingly strict rules and regulations governing driver conduct, especially regarding penalties for actions on the track. In response, Yuki Tsunoda voiced his criticism, arguing, "F1 drivers are being forced to drive like AI."

Artificial intelligence (AI) is stepping into the spotlight as a powerful catalyst for enhancing relationships and friendships.