Jul 14 (News On Japan) - We are already halfway through 2025. Are you still figuring out how to invest smartly and balance the risk-reward equation in your portfolio?
With the market resurging in recent months, flexibility is the key this year. That’s exactly where flexi cap mutual funds shine, adapting across large, mid, and small caps, making the most of the opportunities.
But which ones are actually delivering returns in fluctuating market conditions? In this blog, we have curated the top-performing flexi-cap mutual funds so far in 2025.
Top Flexi Cap Funds Your Portfolio Should Have In 2025
Here’s our list of best flexi cap funds in 2025 that strategically balance rewards and risk.
1. HDFC Flexi Cap Fund
The HDFC Flexi Cap Fund delivered an impressive short-term return of 10.38% in one year amid volatile market conditions. It’s a popular pick among long-term investors, thanks to its strong portfolio of fundamentally sound companies across various market caps.
The HDFC Flexi Cap Fund has a significant allocation of 39.34% in the financial services sector, followed by consumer cyclical, healthcare, and industrials. Investors can get started with an SIP or a lumpsum investment of just INR 100 in this fund.
- AUM: INR 75,784.50 crore
- NAV: INR 2,152.6890
- Expense ratio: 0.73%
- 1-Year return: 10.38%
- 3-Year return: 28.80%
- 5-Year return: 30.50%
2. Franklin India Flexi Cap Fund
With a phenomenal 5-year return of 27%+, this fund has performed consistently when market conditions remained unstable. It primarily invests in sectors like financial services, consumer cyclical, industrial, and technology.
While the minimum amount required to create an SIP in this fund is INR 500, investors can also put a lump sum amount starting from INR 5,000 in this fund.
- AUM: INR 18,679.30 crore
- NAV: INR 1,826.2568
- Expense ratio: 0.90%
- 1-Year return: 6.96%
- 3-Year return: 25.71%
- 5-Year return: 27.33%
3. Parag Parikh Flexi Cap Fund
The Parag Parikh Flexi Cap Fund is another popular choice, and it is known for its value investing and diversification strategies. It gave returns of 12.16% to investors over the last year, with its returns over the 3 and 5-year periods also being impressive.
This flexi cap fund has a balanced weightage in key sectors like financial services, consumer cyclical, communication services, technology, energy, and utilities.
- AUM: INR 1,03,868.00 crore
- NAV: INR 91.4295
- Expense ratio: 0.63%
- 1-Year return: 12.16%
- 3-Year return: 25.99%
- 5-Year return: 26.98%
4. Motilal Oswal Flexi Cap Fund
Prioritizing quality growth stocks, the Motilal Oswal Flexi Cap Fund actively adjusts allocations based on market conditions. Key sectoral holdings of this fund include industrials, consumer cyclical, financial services, and communication services.
The minimum amount required to create an SIP or invest in a lump sum in this fund is INR 500.
- AUM: INR 13,023.40
- NAV: INR 67.4243
- Expense ratio: 0.87%
- 1-Year return: 10.22%
- 3-Year return: 28.90%
- 5-Year return: 22.42%
5. Tata Flexi Cap Fund
Investors looking for a flexible and relatively low-volatility entry into equities consider the Tata Flexi Cap Fund a top choice. Key holdings of this fund include financial services, basic materials, consumer cyclical, consumer defence, industrials, energy, and healthcare.
While the minimum amount for SIP is INR 100, one can also invest a lump sum amount in this fund starting from INR 5,000.
- AUM: INR 3,262.92 crore
- NAV: INR 26.8283
- Expense ratio: 0.63%
- 1-Year return: 9.12%
- 3-Year return: 21.74%
- 5-Year return: 21.05%
Final Words
With the best flexi cap mutual funds, you get the ideal mix of growth and diversification in volatile markets. With market conditions still uncertain in 2025, investors looking for a relatively safe avenue for growth and stability find flexi-cap funds suitable. Consider your short and long-term goals, and weigh your risk tolerance as you brace up to ride market cycles while strengthening your financial resilience.
