News On Japan

Uang atau Pengalaman? Pilihan Investasi yang Tepat untuk Generasi Muda

Feb 21 (News On Japan) - Dengan adanya regulasi NISA terbaru dan popularitas yang meningkat di pasar saham saat ini, yang memicu minat besar dalam investasi di kalangan generasi muda, ada pendapat yang menyatakan bahwa pada usia muda, pengalaman mungkin memiliki nilai yang lebih tinggi daripada investasi finansial.

Pada tanggal 20 Februari, rata-rata harga penutupan Nikkei mencapai 38.363, mendekati nilai tertinggi sejak tahun 1989.

Muncul pertanyaan: Mengapa Jepang saat ini mengalami puncak pasar saham? Salah satu faktornya diyakini berasal dari "NISA". NISA yang baru dimulai bulan lalu, dengan periode bebas pajak yang tidak terbatas, telah mengarahkan sejumlah besar aset keuangan pribadi, seperti tabungan, ke pasar saham, menarik investasi asing.

Menanggapi NISA, sepertinya generasi muda menunjukkan minat yang signifikan. Menurut survei yang dilakukan oleh Nissay Asset Management tahun lalu, sekitar 80% dari mereka yang berusia 20-an dan 30-an menggunakan atau menunjukkan minat terhadap NISA. Fakta ini juga diikuti dengan peningkatan jumlah akun trading di kalangan orang-orang berusia 20-an, yang melonjak sepuluh kali lipat dibandingkan dengan sepuluh tahun yang lalu.

Dari X: "Generasi muda seharusnya memulai investasi lebih awal daripada menundanya."

”Ikut berinvestasi sejak dini penting, karena tanpa melakukannya, Anda akan kehilangan keuntungan dari bunga majemuk."

Terlihat bahwa pemahaman mengenai investasi semakin berkembang di kalangan generasi muda. Meskipun demikian, ada pandangan yang berseberangan:

Menurut X: "Ketika Anda masih muda dan keuangan terbatas, lebih baik gunakan uang untuk kepuasan pribadi." "Mengelilingi dunia mungkin dapat memberikan pengalaman hidup yang lebih berharga."

Jadi, pertanyaannya adalah, apakah fokus generasi muda sebaiknya pada "investasi finansial" atau "pengalaman"?

Source: ANN

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